A Financial Literacy Wake Up Call

Have you ever heard of the website YNAB? The acronym stands for You Need a Budget. When I first heard of it, I was torn between two thoughts- "what a quick, clever and memorable name!" and "a budget, who, me?" Needless to say, I'd much rather keep on thinking Thought #1, but only paying attention to what is interesting to me, at least for the moment, has left me falling short in some really critical areas, including, you guessed it - money. Budgeting, financial planning, saving, investing,...

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